Trampoline Liability

While trampolines can be great fun for the kids to have in the backyard, Insurance companies consider them to be an extreme risk. The injuries sustained from a trampoline can be far reaching and last a lifetime. Even if you supervise your children on the trampoline and make sure they use it properly, even if you have all the safety nets, trampolines can still cause very serious injuries.

Trampolines are also an attractive nuisance which means people are tempted to use them even if they do not have your permission. Some individuals may sue you when they become injured on your trampoline even if you did not give them permission to use it.

Check with your insurance company before you purchase a trampoline. Some insurance companies will not write a policy and include the trampoline and they will exclude this item from your policy. If your insurer allows the trampoline be sure you have enough liability limits to cover you in case an incident occurs.

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Comments

  • Administrator

    By Administrator Mon, 20 Jun 2016

    Hello Lee,

    Thank you for your question. Please speak to your insurance company about this.  The tenant may have to remove this structure or your insurance could be void. Your lease should state that any changes to the property that may affect your insurance coverage's must be approved by you in writing.  That being said a landlord does not have any special protection from being sued simply by being in a landlord and tenant relationship, regardless of what the lease says. When someone is seriously injured on a property it is important for their lawyer to explore all sources of compensation to help the injured party. So, to answer your question, yes you can be sued.

    Skateboard or BMX ramps, pools, trampolines are all extremely fun for the kids but insurers deem them very high risk!

  • Lee Boehm

    By Lee Boehm Tue, 14 Jun 2016

    We rent out a house we own, and the tenants recently installed a skateboard ramp. In the event of an injury, are the tenants liable, or the landlords, or both?

  • Harry Pazzaglia¬†

    By Harry Pazzaglia  Thu, 16 Apr 2015

    Thanks for the awesome piece of information. Yes, it is very important to supervise kids on trampolines to avoid serious injuries.

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